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Filing for Bankruptcy under Chapter 7 is a basic liquidation. It is available to individuals and businesses. The process begins by filing a bankruptcy petition. At that time a judge and Interim Trustee are...
Chapter 11 bankruptcy is a form of bankruptcy reorganization available to partnerships, corporations, or individuals whose debt levels exceed the limits of Chapter 13 bankruptcy. Most often, Chapter 11 is utilized by businesses seeking to restructure their...
Chapter 13 bankruptcy is designed for individuals who have gotten behind on house and/or car payments, or who owe substantial tax debt and need a structured plan of repayment to the IRS or state. Another reason people...
Pre-bankruptcy planning can be extremely important in protecting your assets during your bankruptcy case. This can be done by transferring non-exempt assets into exempt assets, a process that is specifically permitted in the Bankruptcy Code legislative notes....
Wisconsin Statute Section 128 allows Wisconsin wage earners to consolidate most types of unsecured debt. Through 128 you can pay-off creditors, including credit cards, without interest, without late fees, and without bankruptcy. A 128 requires you to...
Zimmermann Law Offices has experience representing both debtors, as well as creditors. Our unique experience provides us the opportunity to provide aggressive strategies for collecting on judgments and claims. Unlike collection firms where your claim is a...
Depending on your situation, you may be a good candidate for debt negotiation. Utilizing several strategies, Zimmermann Law Offices can reduce your debts in exchange for a lump sum payment or a few payments. Our firm has...
Adversary Proceedings are lawsuits within a bankruptcy case. These can be suits to determine whether a debt is dischargeable, allegations of fraud or intentional misrepresentation, over Domestic Support Obligations, preference payment actions (preferring one creditor over another),...